Hano hari amayeri asanzwe akoreshwa n "abashyitsi" mugihe bashaka kutishyura imyenda yabo. Mugihe ibi bihe bibaye, nyamuneka ube maso kandi ufate ingamba.
01Yishyure igice cyamafaranga gusa utabanje kubiherwa uruhushya
Nubwo impande zombi zari zumvikanye mbere yikiguzi, umuguzi yishyura igice cyamafaranga gusa, hanyuma agakora nkaho aribwo buryo bwuzuye bagombaga kwishyura. Bizera ko ibyoherezwa mu mahanga amaherezo bizumvikana kandi ikemera "ubwishyu bwuzuye". Ubu ni amayeri akoreshwa na Lao Lai.
02Kuvuga ko wabuze umukiriya munini cyangwa utegereje ko umukiriya yishura
Nubundi buryo busanzwe, buvuga ko wabuze umukiriya munini bityo ntushobora kwishyura. Hariho amayeri asa: Abaguzi bavuga ko bashobora kwishyura abagurisha gusa mugihe abakiriya babo baguze ibicuruzwa. Iyo amafaranga atemba, Lao Lai akenshi ikoresha urwitwazo rwo gutinza kwishyura. Niba koko bategereje ko abakiriya babo bishyura, ibi birashobora kuba ibintu biteye akaga kubohereza ibicuruzwa hanze mubushinwa, kuko niba amafaranga yumuguzi atagenze neza, ubucuruzi bwabo ntibushobora kumara igihe kirekire. Ubundi, umuguzi ashobora kuba afite amafaranga menshi kandi agashaka gukoresha ubu buryo kugirango atinde kwishyura.
03 Ihungabana
Ubu bwoko bwamayeri bukunze kubaho mugihe umukecuru atinze kandi turasaba. Bakunda gushimangira ko niba umugurisha ashimangiye kwishyura, nta kundi babigenza uretse guhomba, bagashyiraho “nta faranga cyangwa ubuzima”. Abaguzi bakunze gukoresha aya mayeri yo gutinda, basaba abahawe inguzanyo kwihangana no kugerageza kumvisha abahawe inguzanyo ko "gutsimbarara kuriha ubu bizahatira umuguzi gutanga ikirego." Kubera iyo mpamvu, ntabwo umugurisha yakira igice gito cyubwishyu hakurikijwe uburyo bwo gukemura ibibazo byo guhomba, ariko byanategerezwa gutegereza igihe kirekire. Niba umugurisha adashaka gutandukana nishoti rimwe, akenshi azagwa mubihe byoroshye. Kimwe n'icya mbere, iterabwoba ryo guhomba rishobora no gushyira mu mahanga ibyoherezwa mu mahanga.
04Gurisha isosiyete
Imwe mu mitego ikunze kugaragara abaguzi bakoresha ni isezerano ryo kwishyura amafaranga yishyuwe bakimara kubona amafaranga ahagije yo kugurisha isosiyete. Izi ngamba zishingiye ku myizerere ishingiye ku ndangagaciro z'umuco gakondo w'Abashinwa zivuga ko kwishyura imyenda yashize ari inshingano bwite za nyir'isosiyete, ndetse no kutamenyera kw'abashinwa bohereza ibicuruzwa mu mahanga mu mahanga n'amategeko y'amasosiyete yo mu mahanga. Niba uwagurijwe yemeye urwitwazo atabonye ubwishingizi bwihariye bwo kwishyura hamwe n'umukono w'umwenda, noneho bizaba bibi - umwenda ashobora kugurisha isosiyete "kugurisha umutungo gusa" nta kurinda, byemewe n'amategeko Nta nshingano rwose yo gukoresha amafaranga yo kugurisha isosiyete kugirango yishyure imyenda yashize. Mu ngingo yo kugura "umutungo-gusa", nyir'isosiyete nshya agura gusa umutungo w'isosiyete iberewemo imyenda kandi ntabwo yishyuye imyenda. Kubwibyo, ntibategetswe kwishyura imyenda isosiyete yabanje. Mu masoko yo hanze, "kugurisha umutungo gusa" nuburyo bukoreshwa muburyo bwo kugura ubucuruzi. Nubwo itegeko ryo kugura "umutungo-gusa" nta gushidikanya ko rifite intego nziza, rirashobora kandi gukoreshwa nababerewemo imyenda kugirango bahunge nkana. Ibi bituma ababerewemo imyenda babona amafaranga menshi mumifuka yabo mugihe bakuraho isosiyete nideni ryibigo. Ntibishoboka ko abahawe inguzanyo batanga ibimenyetso bifatika byemewe n'amategeko kugirango batsinde imanza nkizo. Ubu bwoko bwimanza busanzwe burangirana nuwagurijwe kumara umwanya munini, imbaraga namafaranga nta ndishyi zamafaranga.
05 Kugura Guerrilla
"Kugura inyeshyamba" ni iki? Nukurasa gusa ahantu hatandukanye. Umukiriya yigeze gushyira ibicuruzwa bito byinshi, byose 100% byishyuwe mbere, inguzanyo isa neza, ariko birashobora kuba umutego! Nyuma yo kohereza ibicuruzwa hanze kureka izamu ryabo, "abaguzi" bazasaba uburyo bworoshye bwo kwishyura kandi batange ibicuruzwa binini nkibisambo. Kubera abakiriya bashya bakomeza gushyira ibicuruzwa, abohereza ibicuruzwa hanze bazashyira byoroshye ibibazo byo gukumira ingaruka. Itegeko nkiryo rirahagije kubashuka kugira amahirwe, kandi birumvikana ko batazongera kwishyura. Mugihe abohereza ibicuruzwa hanze babyitwayemo, bari baranyerera. Noneho, bajya kubandi bohereza ibicuruzwa hanze yababajwe nisoko kandi bagasubiramo amayeri amwe.
06 Gutanga amakuru yibinyoma no gushaka nkana amakosa
Ubu ni amayeri yo gucumura ubusanzwe akoreshwa nyuma yigihe ibicuruzwa byakiriwe. Ibintu nkibi biragoye kubyitwaramo niba bitumvikanyweho mbere mumasezerano. Inzira nziza yo kwirinda ibi ni ugufata ingamba mbere yo gucuruza. Icy'ingenzi cyane, ibigo byohereza ibicuruzwa hanze bigomba kwemeza ko bifite amasezerano yanditse yashyizweho umukono nuwaguze kubintu byose bisobanurwa. Amasezerano agomba kandi kuba akubiyemo gahunda yumvikanyweho na gahunda yo gusubiza ibicuruzwa, hamwe nuburyo abaguzi batangaza ibibazo byubuziranenge nibicuruzwa.
07Gukoresha abakozi-bandi kuburiganya
Abakozi-bandi ni uburyo busanzwe bwo gucuruza mubucuruzi mpuzamahanga, icyakora, gukoresha abakozi-bandi kugirango bariganya ni hose. Kurugero, abakiriya bo mumahanga babwiye abohereza ibicuruzwa hanze ko bashaka umukozi wa gatatu mubushinwa gukora ubucuruzi bwose. Intumwa ishinzwe gushyira ibicuruzwa, kandi ibicuruzwa byoherezwa mu ruganda ku bakiriya bo mu mahanga hakurikijwe ibyo umukozi asabwa. Ikigo kandi gisanzwe cyishyura ibicuruzwa byohereza hanze muri iki gihe. Mugihe umubare wubucuruzi wiyongereye, amasezerano yo kwishyura arashobora kuruhuka bisabwe numukozi. Urebye ko ubucuruzi bugenda bwiyongera, umukozi ashobora kubura giturumbuka. Muri iki gihe, ibigo byohereza ibicuruzwa mu mahanga birashobora gusaba gusa abakiriya bo mu mahanga amafaranga atishyuwe. Abakiriya bo mu mahanga bazashimangira ko badashobora kuryozwa kugura ibicuruzwa no kunyereza amafaranga kubera ko umukozi atabiherewe uburenganzira. Niba isosiyete yohereza ibicuruzwa mu mahanga igishije inama umujyanama w’umwuga wo gukusanya mu mahanga, umujyanama azasaba kureba inyandiko cyangwa izindi nyandiko zishobora kwerekana ko umukiriya wo mu mahanga yemereye umukozi gutanga ibicuruzwa no kohereza ibicuruzwa mu buryo butaziguye. Niba isosiyete yohereza ibicuruzwa hanze itigeze isaba undi muburanyi gutanga uburenganzira nk'ubwo, nta shingiro ryemewe n'amategeko ryo guhatira undi muburanyi kwishyura. Amayeri yavuzwe haruguru arashobora kwibanda kuri Lao Lai muburyo bwa "guhuriza hamwe". Imanza zikoreshwa zikurikira zirerekana:
Urubanza nimero ya mbere
Gusa icyiciro cya mbere cyibicuruzwa byakiriye ubwishyu company Isosiyete yacu yavuganye numukiriya wumunyamerika, uburyo bwo kwishyura ni: nta kubitsa, icyiciro cya mbere cyibicuruzwa bizishyurwa mbere yo koherezwa; itike ya kabiri izaba T / T nyuma yiminsi 30 ubwato bugenda; iminsi ya gatatu iminsi 60 T / T nyuma yubwato butwara imizigo. Nyuma yicyiciro cya mbere cyibicuruzwa, numvise ko umukiriya ari munini cyane kandi ko atagomba kuba mubirarane, nuko mfata ubwishyu ndabwohereza mbere. Nyuma, ibicuruzwa 170.000 byamadorari yAmerika byakusanyijwe kubakiriya. Umukiriya ntabwo yishyuye kubera impamvu z’ingendo n’ingendo, yanga kwishyura bitewe n’ibibazo by’ubuziranenge, avuga ko umuryango we utaha wamureze, kandi amafaranga akaba angana n’amafaranga yose nishyuwe . Agaciro kangana. Ariko, mbere yuko abakiriya bohereza ibicuruzwa bafite QC hasi kugirango bagenzure ibicuruzwa, bemeye no kohereza. Ubwishyu bwacu burigihe bwakozwe na T / T mbere, kandi ntabwo nkora ibaruwa yinguzanyo. Iki gihe rwose byari amakosa yahindutse urwango rw'iteka!
Urubanza 2
Umukiriya wumunyamerika mushya wateye imbere afite amadolari arenga 80.000 US $ yo kwishyura ibicuruzwa, kandi ntabwo yishyuye hafi umwaka! Abakiriya b'Abanyamerika bashya bateye imbere, impande zombi zaganiriye kuburyo bwo kwishyura cyane. Uburyo bwo kwishyura bwatanzwe numukiriya nugutanga kopi yinyandiko zose nyuma yo koherezwa, 100% nyuma ya T / T, hanyuma ugategura ubwishyu muminsi 2-3 binyuze mumasosiyete itera inkunga. Jye na shobuja bombi twatekereje ko ubu buryo bwo kwishyura bwari buteye akaga, kandi twarwanye igihe kirekire. Umukiriya amaherezo yemeye ko itegeko rya mbere rishobora kwishyurwa mbere, kandi ibyakurikiyeho bizakurikiza uburyo bwabo. Bashinze isosiyete izwi cyane yubucuruzi gutunganya ibyangombwa no kohereza ibicuruzwa. Tugomba kohereza inyandiko zose zumwimerere muri iyi sosiyete, hanyuma bazohereza ibyangombwa kubakiriya. Kuberako iyi societe yubucuruzi yububanyi n’amahanga ifite uruhare runini, kandi abakiriya bayo bafite amahirwe menshi, kandi muri Shenzhen hari umuhuza, ubwiza bwakera bushobora kuvuga igishinwa. Itumanaho ryose rikorwa binyuze muri we, kandi akusanya komisiyo kubakiriya hagati. Nyuma yo gusuzuma ibipimo, amaherezo shobuja yemeye ubu buryo bwo kwishyura. Ubucuruzi bwatangiye neza cyane, kandi umukiriya rimwe na rimwe yadusabye gutanga ibyangombwa vuba, kuko bagombaga no gufata ibyangombwa kugirango bakusanye amafaranga kubakiriya babo. Kwishura fagitire ya mbere byihuse, kandi kwishyura byakozwe muminsi mike nyuma yo gutanga ibyangombwa. Hanyuma gutegereza birebire. Nta bwishyu bwatanzwe nyuma yo gutanga ibyangombwa igihe kinini, kandi nta gisubizo nabonye iyo nohereje imeri kugirango inyibutse. Igihe nahamagaye umuhuza muri Shenzhen, yambwiye ko umukiriya w'abakiriya atabishyuye, kandi ubu bafite ikibazo cyo gutembera kw'amafaranga, reka rero ntegereze, ndizera ko bazishyura byanze bikunze. Yavuze kandi ko umukiriya na we amurimo komisiyo zitishyuwe kandi ko agomba kwishyura ibirenze ibyo badufitiye. Mboherereje imeri kunyibutsa, kandi nahamagaye Amerika, kandi amagambo ni amwe. Nyuma, bohereje kandi e-mail kugirango basobanure, yari imeze nkiy'umuhuza wo muri Shenzhen. Umunsi umwe naboherereje imeri mbasaba kwandika ibaruwa yingwate ivuga uko badufitiye nigihe izishyurwa, mbasaba gutanga gahunda, umukiriya ansubiza ko nzamuha iminsi 20-30 yo gutondeka hanze kuri konte hanyuma ugaruke aho ndi. Nkigisubizo, nta makuru nyuma yiminsi 60. Ntabwo nongeye kubyihanganira mfata icyemezo cyo kohereza indi imeri iremereye. Nzi ko bafite abandi batanga isoko nabo bari mubihe bimwe nkanjye. Bagomba kandi ibihumbi icumi by'amadolari kandi ntibishyuye. Rimwe na rimwe turavugana kugirango tubaze uko ibintu bimeze. Nohereje imeri mvuga ko niba ntishyuye, ngomba kugira icyo nkora nabandi bakora, biturenganya cyane. Aya mayeri aracyakora. Umukiriya yampamagaye muri iryo joro ambwira ko umukiriya wabo abereyemo miliyoni 1.3. Ntabwo bari isosiyete nini, kandi umubare munini nkuyu wagize uruhare runini mubicuruzwa byabo. Ntamafaranga yo kwishyura ubu. Yavuze kandi ko namuteye ubwoba, avuga ko tutohereje ku gihe n'ibindi. Yashoboraga kundega, ariko ntabwo yateganyaga kubikora, yari agiteganya kwishyura, ariko ubu ntabwo yari afite amafaranga, kandi ntashobora kwemeza igihe azabona amafaranga… Umunyabwenge. Ibi byababaje byanyibukije kwitonda mugihe kizaza, no gukora umukoro wanjye mubushakashatsi bwabakiriya. Kubicuruzwa bishobora guteza akaga, nibyiza kugura ubwishingizi. Mugihe habaye impanuka, baza umuhanga ako kanya utabitinze igihe kirekire.
Nigute ushobora kwirinda izo ngaruka?
Icy'ingenzi ni uko nta fluke cyangwa umururumba iyo uganira uburyo bwo kwishyura, kandi ni byiza kubikora. Niba umukiriya atishyuye igihe ntarengwa, igihe ni umwanzi wawe. Igihe cyo kwishyura kirangiye, nyuma yubucuruzi bufata ingamba, niko amahirwe yo kugaruza ubwishyu. Ibicuruzwa bimaze koherezwa, niba ubwishyu butarakusanyijwe, noneho nyirubwite agomba kuba mumaboko yawe. Ntukizere ijambo uruhande rumwe rw'ingwate y'abakiriya. Gusubiramo inshuro nyinshi bizagutera gusa kudasubirwaho. Kurundi ruhande, abaguzi bagarutse cyangwa bagurishijwe barashobora kuvugana bitewe nuburyo ibintu bimeze. Nubwo ibicuruzwa bidashukwa, amafaranga ya demurrage ntabwo ari make. Kandi kuri ibyo bihugu bishobora kurekura ibicuruzwa nta fagitire yishyurwa (nk'Ubuhinde, Burezili, n'ibindi), ugomba kwitonda cyane. Hanyuma, ntugerageze kugerageza ubumuntu. Ntabwo umuha amahirwe yo kutishyura imyenda ye. Ashobora guhora ari umukiriya mwiza.
Igihe cyo kohereza: Kanama-18-2022