Urimo ukora ubucuruzi bwo hanze? Uyu munsi, ndashaka kubamenyesha ubumenyi busanzwe. Kwishura ni igice cy'ubucuruzi bwo hanze. Birakenewe ko dusobanukirwa akamenyero ko kwishura kubantu bagenewe isoko hanyuma tugahitamo icyo bakunda!
1、Uburayi
Abanyaburayi bamenyereye cyane uburyo bwo kwishyura hakoreshejwe ikoranabuhanga usibye Visa na MasterCard. Usibye amakarita mpuzamahanga, nkunda kandi gukoresha amakarita amwe n'amwe, nka Maestro (Igihugu cy'Ubwongereza), Solo (Ubwongereza), Laser (Irlande), Carte Bleue (Ubufaransa), Dankort (Danemarke), Discover (Amerika) , 4B (Espagne), CartaSi (Ubutaliyani), nibindi. Abanyaburayi ntibashishikajwe cyane no kwishyura, bitandukanye, bamenyereye konti ya elegitoronike MoneyBookers.
Ibihugu n'uturere bifite aho bihurira n'abacuruzi b'Abanyaburayi n'Abashinwa harimo Ubwongereza n'Ubufaransa, Ubudage, Espanye. Isoko ryo kugura kumurongo mubwongereza ryateye imbere kandi birasa cyane. Muri Amerika, PayPal ikunze kugaragara mu Bwongereza. Abaguzi mu bihugu by’Uburayi muri rusange
Kuvuga ko ari inyangamugayo, iyo ugereranije, kugurisha kumurongo muri Espagne birashoboka. Mugihe dukora ibicuruzwa byambukiranya imipaka, byanze bikunze hazabaho uburyo bwinshi bwo kwishyura twahisemo. Kurugero, paypal, nibindi, nubwo paypal kuri ubu ari benshi. Guhitamo kwambere muburyo bwo kwishyura mubucuruzi bwo hanze mububiko bwa interineti, ariko harigihe haracyari abakiriya benshi babanyamahanga kubera akamenyero. Bitewe ningeso, cyangwa izindi mpamvu, ubundi buryo bwo kwishyura buzatoranywa. Ibirimo bifungura ubucuruzi bwubucuruzi bwo hanze kumurongo, uko ubizi, niko amahirwe menshi yo gutsinda.
2、Amerika y'Amajyaruguru
Amerika ya Ruguru nisoko ryambere ryo kugura kumurongo ryateye imbere kwisi, kandi abaguzi bamaze igihe kinini bamenyereye uburyo butandukanye bwo kwishyura nko kwishyura kumurongo, kwishyura terefone, kwishura kuri elegitoronike, no kwishyura amabaruwa. Muri Amerika, amakarita yinguzanyo nuburyo busanzwe bwo kwishyura bukoreshwa kumurongo. Isosiyete rusange y’ishyurwa rya gatatu ryishyurwa muri Reta zunzubumwe zamerika irashobora gutunganya amakarita yinguzanyo ya Visa na MasterCard ashyigikira amafaranga 158, kandi akishyura ubwishyu mumafaranga 79. Abacuruzi b'Abashinwa bakora ubucuruzi na Amerika bagomba kuba bamenyereye ubwo buryo bwo kwishyura hakoreshejwe ikoranabuhanga, kandi bagomba kumenyera no kuba umuhanga mu gukoresha ibikoresho bitandukanye byo kwishyura hakoreshejwe ikoranabuhanga. Byongeye kandi, Amerika n’akarere gafite ibyago bike byamakarita yinguzanyo. Ku mabwiriza yaturutse muri Amerika, nta manza nyinshi z’amakimbirane akomoka ku mpamvu zujuje ubuziranenge.
3、Imbere mu Gihugu
Mu Bushinwa, uburyo bwo kwishyura cyane ni ubwigenge-bwigenga bwishyurwa buyobowe na Alipay. Iyishyurwa rikorwa muburyo bwo kwishyuza, kandi byose bihuza ibikorwa byamabanki kumurongo wa banki nyinshi. Kubwibyo, mubushinwa, yaba ikarita yinguzanyo cyangwa ikarita yo kubikuza, mugihe ikarita yawe ya banki ifite imikorere ya banki kumurongo, irashobora gukoreshwa muguhaha kumurongo. Mu Bushinwa, gukoresha amakarita y'inguzanyo ntabwo akunzwe cyane, ku buryo abantu benshi bagikoresha amakarita yo kwishyura mu kwishyura.
Iterambere ryamakarita yinguzanyo mubushinwa ryihuta cyane, kandi byagereranijwe ko amakarita yinguzanyo azamenyekana mugihe cya vuba. Mu bakozi bato b'abakozi bera, gukoresha amakarita y'inguzanyo byabaye ibintu bisanzwe. Iterambere ryiterambere ryerekana kandi ko kwishura bitaziguye ikarita yinguzanyo kurubuga nabyo bizatera imbere buhoro buhoro. Muri Hong Kong, Hong Kong, Tayiwani na Macau, uburyo bwo kwishyura bwa elegitoronike bumenyerewe ni Visa na MasterCard, kandi bamenyereye no kwishyura kuri konti ya elegitoroniki ya PayPal.
4、Ubuyapani
Uburyo bwo kwishyura kumurongo waho mubuyapani ahanini kwishura ikarita yinguzanyo no kwishyura kuri terefone. Ishyirahamwe ryamakarita yinguzanyo ni JCB. Ikarita ya JCB ishyigikira amafaranga 20 akenshi ikoreshwa mukwishura kumurongo. Byongeye kandi, abayapani benshi bazaba bafite Visa na MasterCard. Ugereranije n’ibindi bihugu byateye imbere, ubucuruzi bwo kugurisha kuri interineti hagati y’Ubuyapani n’Ubushinwa ntabwo bwateye imbere cyane, ariko gukoresha ibicuruzwa by’Abayapani kuri interineti mu Bushinwa biracyakora cyane, cyane cyane ku bakerarugendo b’Abayapani, bashobora gukoresha imbuga za interineti kugira ngo bagire umubano w’igihe kirekire na bo. Kugeza ubu, Alipay hamwe n’Ubuyapani Softbank Payment Service Corp (bivuzwe aha bita SBPS) basinyanye amasezerano y’ubufatanye mu rwego rwo gutanga serivisi zo kwishyura kuri Alipay ku mipaka ku masosiyete y’Ubuyapani. Bigereranijwe ko mugihe Alipay yinjiye mumasoko yUbuyapani, abakoresha murugo bamenyereye Alipay nabo bashobora gukoresha Alipay kugirango bakire yen yapani mubuyapani mugihe cya vuba.
5、Ositaraliya, Singapuru, Afurika y'Epfo
Ku bacuruzi bakora ubucuruzi n'uturere nka Ositaraliya, Singapuru na Afurika y'Epfo, uburyo bwo kwishyura bwa elegitoronike bumenyerewe ni Visa na MasterCard, kandi bamenyereye no kwishyura kuri konti ya elegitoroniki ya PayPal. Ingeso yo kwishura kumurongo muri Ositaraliya no muri Afrika yepfo isa niyiri muri Amerika, hamwe no kwishyura amakarita yinguzanyo nibisanzwe, kandi PayPal irasanzwe. Muri Singapuru, serivisi za banki za interineti z ibihangange byamabanki OCBC, UOB na DBS ziratera imbere byihuse, kandi kwishyura kumurongo ukoresheje amakarita yinguzanyo hamwe namakarita yo kubikuza biroroshye cyane. Hariho kandi amasoko menshi yo kugura kumurongo muri Berezile. Nubwo barushijeho kwitonda muguhaha kumurongo, nisoko ryiza cyane.
6、Koreya
Isoko ryo kugura kumurongo muri Koreya yepfo ryateye imbere cyane, hamwe nuburyo bwabo bwo guhaha. Ahanini C2C. Uburyo bwo kwishyura bwa Koreya yepfo burafunze, kandi muri rusange butanga ikinyakoreya gusa. Ikarita ya banki yo murugo yo kwishura kumurongo, Visa na MasterCard) ntibikoreshwa cyane, kandi viza na MasterCard byashyizwe kurutonde rwo kwishura mumahanga. Muri ubu buryo, biroroshye kubashyitsi b’abanyamahanga batari Abanyakoreya guhaha. PayPal iraboneka no muri Koreya yepfo. Abantu benshi barayikoresha, ariko ntabwo aruburyo bwo kwishyura.
7、Utundi turere
Hariho utundi turere: nk'ibihugu bitaratera imbere mu majyepfo y'uburasirazuba bwa Aziya, mu bihugu bya Aziya y'Epfo. Muri Afurika y'Amajyaruguru-Hagati, nibindi, uturere dukoresha amakarita yinguzanyo kugirango bishyure kumurongo. Hariho ingaruka nyinshi muburyo bwo kwambuka imipaka muri utu turere. Muri iki gihe, birakenewe kwishyurwa. Koresha serivisi zirwanya uburiganya zitangwa nabandi bantu batanga serivise zo kwishyura (sisitemu yo gusuzuma ibyago), uhagarike ibicuruzwa bibi kandi byuburiganya hamwe nibisabwa bishobora guteza akaga, ariko numara kubona amabwiriza yaturutse muri utwo turere, nyamuneka tekereza kabiri hanyuma ukore byinshi bisubire inyuma.
Igihe cyo kohereza: Kanama-20-2022