Heano mamwe maitiro akajairika anoshandiswa ne "vaenzi" kana vachida kutadza kubhadhara zvikwereti zvavo. Kana mamiriro ezvinhu aya aitika, ndapota svinura uye tora matanho ekuzvidzivirira.
01Bhadhara chikamu chemari chete pasina mvumo yemutengesi
Kunyange zvazvo mapato maviri aya akanga agara ataurirana mutengo, mutengi aingobhadhara chikamu chemari yacho, obva aita sokunge kuti ndiyo yaiva mari yakakwana yavaifanira kubhadhara. Vanotenda kuti mutengesi anozopedzisira akanganisa uye anobvuma "kubhadhara kwakazara". Iri izano rinowanzoshandiswa naLao Lai.
02Kuratidza kuti warasikirwa nemutengi mukuru kana kuti wakamirira mutengi kubhadhara
Iriwo zano rakajairika, uchiti warasikirwa nemutengi mukuru uye saka watadza kubhadhara. Pane zano rakafanana: Vatengi vanoti vanogona chete kubhadhara vatengesi kana vatengi vavo vakatenga zvinhu. Kana kubuda kwemari kwakaoma, Lao Lai anowanzo shandisa zvikonzero zvakadaro kunonoka kubhadhara. Vangave vakamirira kana kuti kwete kuti vatengi vavo vabhadhare, izvi zvinogona kuve zvine njodzi kune vanotengesa kunze kweChina, nekuti kana mari yemutengi isingagoneki, bhizinesi ravo rinogona kusagara kwenguva refu. Neimwe nzira, mutengi anogona kunge aine mari yakawanda uye anongoda kushandisa hunyengeri uhwu kunonoka kubhadhara.
03 Bankruptcy Kutyisidzira
Rudzi urwu rwemanomano runowanzoitika kana chembere ichiverengera uye isu tichikurudzira. Vanowanzo simbisa kuti kana mutengesi achiomerera pakubhadhara, havana chavangasarudza kunze kwekuparara, vachipfeka "hapana mari kana hupenyu husina hupenyu". Vatengi vanowanzoshandisa nzira yekunonoka iyi, vachikumbira vane zvikwereti kuti vave nemoyo murefu uye vachiedza kunyengetedza vane chikwereti kuti "kusimbirira kubhadhara ikozvino kunomanikidza mutengi kufoira." Nekuda kweizvozvo, mutengesi haangogamuchire chikamu chidiki chemubhadharo wakakodzera maererano nekugadzirisa nzira yekubhuroka, asi zvakare yaizofanira kumirira nguva yakareba. Kana mutengesi asingadi kuputsa nepfuti imwe chete, anowanzowira mumamiriro ezvinhu asingaiti nhanho nhanho. Zvakafanana neyakapfuura, kutyisidzirwa kwekubhuroka kunogonawo kuisa vatengesi vekunze munjodzi.
04Tengesa kambani
Imwe yemisungo inonyanya kushandiswa nevatengi ivimbiso yekubhadhara mari yavo yavanenge vasara nayo kana vangowana mari yakakwana yekutengesa kambani. Iri zano rinokwevera pakutenda kunotsigirwa netsika dzechiChinese tsika dzekuti kubhadhara zvikwereti zvakapfuura ibasa remuridzi wekambani, pamwe nekusazivikanwa kwevanotengesa kunze kweChina nemutemo wekambani yekunze. Kana mukweretesi akabvuma chikonzero ichi asina kuwana vimbiso yekubhadhara nemunhu ane chikwereti chisiginecha, zvino zvichave zvakaipa - uyo ane chikwereti anogona kutengesa kambani mu "asset-chete transaction" pasina dziviriro, zviri pamutemo Hapana zvachose chisungo chekushandisa. mari inobva mukutengeswa kwekambani kubhadhara zvikwereti zvekare. Pasi pe "asset-chete transaction" yekutenga clause, muridzi wekambani mutsva anongotenga midziyo yekambani yemukwereti uye haatore zvikwereti zvayo. Naizvozvo, havasungirwe zviri pamutemo kubhadhara zvikwereti zvekare zvekambani. Mumisika yemhiri kwemakungwa, "asset-chete transaction" inowanzoshandiswa nzira yekuwana bhizinesi. Nepo mutemo wekutora midziyo we "asset-chete" pasina mubvunzo une vavariro yakanaka, unogonawo kushandiswa nevanokwereta kutiza chikwereti nemaune. Izvi zvinobvumira vane zvikwereti kuti vawane mari yakawanda muhomwe dzavo sezvinobvira ivo vachibvisa kambani uye chikwereti chekambani. Zvinenge zvisingaite kuti vakweretesi vaburitse humbowo hwemutemo kuti vakunde nyaya dzakadai. Rudzi urwu rwemhosva rinowanzopera nemukweretesi achipedza nguva yakawanda, simba uye mari pasina muripo wemari.
05 Guerrilla Kutenga
Chii chinonzi "guerrilla buying"? Ingori pfuti pane imwe nzvimbo. Mutengi akamboisa akati wandei maodha, ese 100% prepaid, chikwereti chinotaridzika chakanaka, asi chinogona kunge chiri musungo! Mushure mekunge vanotengesa kunze vasiya kungwarira kwavo, "vatengi" vanozoda mamwe mazwi ekubhadhara akareruka uye kukanda maodha akakura sechirauro. Nekuda kwevatengi vatsva vanoramba vachiisa maodha, vanotengesa kunze vanoisa zviri nyore nyaya dzekudzivirira njodzi parutivi. Kurongeka kwakadai kwakakwana kuti vanyengeri vaite mari yakawanda, uye zvechokwadi havazobhadhara zvakare. Panguva iyo vatengesi vekunze vakapindura, vakanga vatotsvedza. Zvadaro, vaizoenda kune mumwe mutengesi kunze kwenyika uyo akanga asina misika uye anodzokorora maitiro akafanana.
06 Kutaura zvenhema matambudziko uye kutsvaga kukanganisa nemaune
Iri izano rehutsotsi rinowanzoshandiswa mushure menguva refu zvinhu zvagamuchirwa. Rudzi urwu rwechinhu chinonyanya kuoma kubata narwo kana zvikasabvumiranwa pachine nguva muchibvumirano. Nzira yakanakisa yekudzivirira izvi kutora matanho ekuzvidzivirira usati watengesa. Chakanyanya kukosha, makambani anotengesa kunze kwenyika anofanirwa kuve nechokwadi chekuti ane chibvumirano chakanyorwa chakasainwa nemutengi kune zvese zvigadzirwa. Chibvumirano chinofanirawo kusanganisira chirongwa chakabvumiranwa pamusoro pekudzoka kwechigadzirwa, pamwe nemaitiro emutengi ekutaura matambudziko emhando nekutengesa.
07Kushandisa vamiririri vebato rechitatu pakubiridzira
Vamiriri vechitatu inzira yakajairika yekutengeserana mukutengeserana kwenyika, zvisinei, kushandiswa kwevamiriri vechitatu kubiridzira kuri kwese kwese. Semuenzaniso, vatengi vekunze vakaudza vatengesi kunze kwenyika kuti vanoda mumiriri wechitatu muChina kuti abate kutengeserana kwese. Mumiririri ndiye ane basa rekuisa odha, uye zvigadzirwa zvinotumirwa zvakananga kubva kufekitori kuenda kune mhiri kwemakungwa vatengi zvinoenderana nezvinodiwa nemumiririri. Sangano rinowanzobhadharawo mutengesi panguva ino. Sezvo huwandu hwekutengesa hunowedzera, mazwi ekubhadhara anogona kuve akasununguka pakukumbira kwemumiririri. Kuona kuti kutengeserana kuri kuwedzera uye kukura, mumiririri anogona kungoerekana anyangarika. Panguva ino, makambani anotengesa kunze anogona chete kubvunza vatengi vekune dzimwe nyika mari dzisina kubhadharwa. Vatengi vemhiri kwemakungwa vanosimbirira kuti havagone kuve nemhosva yekutengwa kweagent uye kunzvenga mari nekuti mumiririri haana kupihwa mvumo navo. Kana kambani inotumira kunze ikabvunza nyanzvi yekuunganidza zvekumhiri kwemakungwa, mupi wezano anokumbira kuona magwaro kana mamwe magwaro anogona kuratidza kuti mutengi wekunze akabvumidza mumiririri kuisa odha uye kutumira zvinhu zvakananga. Kana iyo kambani inotumira kunze isingambo kumbira rimwe bato kuti ripe mvumo yakadaro, hapana chikonzero chepamutemo chekumanikidza mumwe munhu kubhadhara. Iwo manomano ari pamusoro anogona kuve akaiswa naLao Lai muchimiro che "musanganiswa punches". Mamiriro ekushandisa anotevera anoratidza:
Case number one
Batch rekutanga chete rezvinhu rawana mubhadharo… Kambani yedu yakataura nemutengi wekuAmerica, nzira yekubhadhara ndeiyi: hapana dhipoziti, batch yekutanga yezvinhu ichabhadharwa isati yatumirwa; tikiti yechipiri ichava T / T mazuva makumi matatu mushure mekubva kwechikepe; yechitatu mazuva makumi matanhatu T / T mushure mekunge chikepe chekutakura chaenda. Mushure mechikamu chekutanga chezvinhu, ndakanzwa kuti mutengi aive akakura uye haafanire kubhadharwa, saka ndinobvuta muripo uye ndotumira. Gare gare, hwerengedzo ye170,000 US madhora emidziyo yakaunganidzwa kubva kumutengi. Mutengi haana kubhadhara chikonzero chekufamba kwemari uye kufamba, uye akaramba kubhadhara nezvikonzero zvehutano hwehutano, achiti mhuri yake inotevera yakanga yamupomera, uye mari yacho yakanga yakafanana nemari yose yaifanira kubhadharwa kwandiri. . Kuenzana kukosha. Zvisinei, vasati vatumira vatengi vane QC pasi kuti vaongorore zvinhu, vakabvumawo kutumira. Kubhadhara kwedu kwagara kuchiitwa naT/T kare, uye ini handiite chero tsamba yechikwereti. Panguva ino yakanga iri chikanganiso chaicho chakashanduka kuva ruvengo rusingagumi!
Nyaya 2
Mutengi achangoburwa weAmerica ane chikwereti chinodarika 80,000 US madhora mukubhadhara zvinhu, uye haana kubhadhara kwerinenge gore! Vachangoburwa vatengi vekuAmerica, mapato maviri aya akakurukura nzira yekubhadhara zvakanyanya. Nzira yekubhadhara inotsanangurwa nemutengi ndeyekupa makopi ezvinyorwa zvese mushure mekutumira, 100% mushure meT / T, uye kuronga kubhadhara mukati memazuva 2-3 kuburikidza nekambani yemari. Tose tiri vaviri mukuru wangu neni takafunga kuti iyi nzira yekubhadhara yakanga ine ngozi, uye takarwa kwenguva refu. Mutengi akazobvuma kuti yekutanga odha inogona kubhadharwa pachine nguva, uye mirairo inotevera yaizotora nzira yavo. Vakapa kambani inozivikanwa kwazvo yekutengesa kuti igadzirise magwaro uye kutumira zvinhu. Isu tinofanirwa kutumira magwaro ese ekutanga kukambani iyi kutanga, uye ivo vanozotumira magwaro kune vatengi. Nekuti iyi kambani yekutengesa kune dzimwe nyika ine simba kwazvo, uye vatengi vayo vane mukana mukuru, uye kune wepakati muShenzhen, tsvarakadenga yekare inogona kutaura chiChinese. Kukurukurirana kwose kunoitwa kuburikidza naye, uye anounganidza makomisheni kubva kune vatengi vari pakati. Mushure mekufunga kuyerwa, pakupedzisira mukuru wedu akabvuma nzira yekubhadhara iyi. Bhizinesi rakatanga zvakanaka, uye mutengi dzimwe nguva aitikurudzira kuti tipe magwaro nekukurumidza, nekuti vaifanirawo kutora magwaro kuti vatore mari kubva kune vatengi vavo. Kubhadhara kwezvikwereti zvishoma zvekutanga kwakakurumidza, uye kubhadhara kwakaitwa mukati memazuva mashomanana kubva pakupa magwaro. Ipapo kumirira kwenguva refu kwakatanga. Hapana kubhadhara kwakaitwa mushure mekupa magwaro kwenguva yakareba, uye pakanga pasina mhinduro pandakatumira email kuti indiyeuchidze. Pandakafonera mushandi wepakati muShenzhen akati munhu weclient haana kuvabhadhara, uye vari kuomerwa nemari, regai ndimbomira ndinotenda kuti vachabhadhara. Akataurawo kuti mutengi uyu ane chikweretiwo chake chemakomisheni asina kubhadharwa uye ane chikwereti chinopfuura chavakakwereta kwatiri. Ndanga ndichitumira maemail kuti andiyeuchidze, uye ndafonera United States, uye chirevo chakafanana. Gare gare, vakatumirawo e-mail kuti vatsanangure, iyo yakanga yakafanana neyeyo yapakati muShenzhen. Ndakavatumira email rimwe zuva ndikavakumbira kuti vanyore tsamba yegaranti yekuti vane chikwereti chemarii uye kuti ichabhadharwa rinhi, ndikavakumbira kuti vape plan, client ndokupindura kuti ndichamupa 20-30 days kuti agadzirise. bvisa maaccounts wozodzoka kwandiri. Nekuda kweizvozvo, hapana nhau mushure memazuva makumi matanhatu. Ndakanga ndisisakwanisi kutsungirira uye ndakafunga kutumira imwe email inorema. Ndinoziva kuti vane vamwe vatengesi vaviri vari mumamiriro ezvinhu akafanana neni. Vane zvikwereti zvakare makumi ezviuru zvemadhora uye havasati vabhadhara. Tinombosangana tichibvunzana nezvemamiriro ezvinhu. Saka ndakatumira email ndichiti kana ndikasabhadhara, ndinofanira kuita chimwe chinhu nevamwe vagadziri, izvo zvisina kunaka kwatiri. Mano aya achiri kushanda. Mutengi akandifonera husiku ihwohwo akati mutengi wavo ane chikwereti chavo $1.3 miriyoni. Vakanga vasiri kambani hombe, uye huwandu hwakakura kudaro hwakava nemhedzisiro yakakura pakuchinja kwavo kwemari. Hapana mari yekubhadhara manje. Akataurawo kuti ndakamutyisidzira achiti takanga tisiri kutakura nenguva nezvimwe zvakadaro. Angadai akandimhan'arira, asi akanga asina kuronga kuita kudaro, akanga achiri kuronga kubhadhara, asi akanga asina mari iye zvino, uye akanga asingakwanisi kuvimbisa kuti aizowana mari riini… Murume akachenjera. Chiitiko ichi chinorwadza chakandiyeuchidza kungwarira mune ramangwana, uye kuita basa rangu rechikoro muongororo dzevatengi. Nokuda kwemirairo ine ngozi, zvakanakisisa kutenga inshuwarisi. Muchiitiko chetsaona, bvunza nyanzvi pakarepo pasina kunonoka kwenguva yakareba.
Nzira yekudzivirira sei njodzi idzi?
Chinonyanya kukosha ndechekuti hapana kupenga kana kukara pakutaurirana nzira yekubhadhara, uye zvakachengeteka kuzviita. Kana mutengi akasabhadhara nenguva yakatarwa, saka nguva muvengi wako. Kana nguva yekubhadhara yapfuura, iyo gare gare bhizinesi rinotora chiito, inoderedza mukana wekudzorera mubhadharo. Mushure mokunge zvinhu zvatumirwa, kana mubhadharo usina kuunganidzwa, ipapo muridzi wezvinhu anofanira kunge akasimba mumaoko ako pachako. Usatende izwi redivi rimwe revimbiso yemutengi. Kudzokororwa kwemvumo kunongoita kuti usadzoke. Kune rimwe divi, vatengi vakadzoka kana kutengeswa vanogona kufonerwa zvichienderana nemamiriro ezvinhu. Kunyange kana zvinhu zvikasabiridzirwa, mari yedemurrage haina kuderera. Uye kune idzo nyika dzinogona kuburitsa zvinhu pasina bhiri rekutakura (seIndia, Brazil, nezvimwewo), iwe unofanirwa kungwarira. Pakupedzisira, usaedza kuedza hunhu hwemunhu. Iwe hausi kumupa mukana wekutadza kubhadhara zvikwereti zvake. Anogona kugara ari mutengi akanaka.
Nguva yekutumira: Aug-18-2022