Uri kuita kutengeserana kunze kwenyika here? Nhasi, ndinoda kukuzivisa iwe ruzivo rwepfungwa. Kubhadhara chikamu chekutengeserana kunze kwenyika. Izvo zvinodikanwa kuti isu tinzwisise maitiro ekubhadhara evanotarirwa musika vanhu uye sarudza zvavanoda!
1,Europe
Vanhu vekuEurope vanonyanya kujaira nzira dzekubhadhara dzemagetsi kunze kweVisa neMasterCard. Pamusoro pemakadhi epasi rese, ndinodawo kushandisa mamwe makadhi emuno, akadai saMaestro (Nyika yeChirungu), Solo (United Kingdom), Laser (Ireland), Carte Bleue (France), Dankort (Denmark), Discover (United States) , 4B (Spain), CartaSi (Italy), etc. VokuEurope havasi kunyanya kufarira paypal, kusiyana, ivo vanonyanya kujairana nemagetsi nhoroondo MoneyBookers.
Nyika nematunhu ane mamwe maticha pakati pevatengesi vekuEurope neChina anosanganisira United Kingdom neFrance, Germany, Spain. Musika wekutenga online muUK wakagadziridzwa uye wakafanana zvakanyanya. MuUnited States, PayPal inonyanya kuwanikwa muUnited Kingdom. Vatengi vari munyika dzeEurope kazhinji
Kutaura kuti yakanyanya kutendeseka, kana ichienzaniswa, online yekutengesa muSpain iri riskier nechekare. Kana isu tichiita mabhindauko ekuyambuka muganhu, pachange paine nzira dzakawanda dzekubhadhara dzatinosarudza. Semuenzaniso, paypal, nezvimwewo, kunyangwe paypal iri parizvino yakawanda. Sarudzo yekutanga yekubhadhara nzira muzvitoro zvekune dzimwe nyika zvekutengesa online, asi dzimwe nguva kuchine vazhinji vatengi vekunze kunze kwetsika. Nekuda kwetsika, kana zvimwe zvinhu, dzimwe nzira dzekubhadhara dzichasarudzwa. Izvi zvirimo zvinovhura chitoro chekune dzimwe nyika chekutengesa online, kana iwe uchiwedzera kuziva, unowedzera mukana wekubudirira.
2,North America
North America ndiyo yakanyanya kusimukira pamusika wekutenga online munyika, uye vatengi vagara vajaira nzira dzakasiyana dzekubhadhara dzakadai sekubhadhara pamhepo, kubhadhara nhare, kubhadhara kwemagetsi, uye kubhadhara tsamba. MuUnited States, makadhi echikwereti inzira yekubhadhara yakajairika inoshandiswa pamhepo. Makambani ese echitatu-bato rekubhadhara masevhisi muUnited States anogona kugadzirisa makadhi echikwereti eVisa neMasterCard anotsigira mari zana nemakumi mashanu nesere, uye mubhadharo wekutsigira mumari makumi manomwe nemapfumbamwe. Vatengesi vekuChina vanoita bhizinesi neUnited States vanofanirwa kunge vachiziva nzira dzekubhadhara dzemagetsi idzi, uye vanofanirwa kujaira uye kugona kushandisa maturusi ekubhadhara emagetsi akasiyana. Pamusoro pezvo, United States ndiyo nharaunda ine njodzi shoma yekadhi rechikwereti. Kune mirairo kubva kuUnited States, hapana nyaya dzakawanda dzekukakavadzana dzinobva pazvikonzero zvemhando.
3,Zvemumba
MuChina, iyo inonyanya kukosha yekubhadhara chikuva ndeye isiri-yakasununguka yechitatu-bato mubhadharo inotungamirwa naAlipay. Kubhadhara uku kunoitwa nenzira yekuchajisa, uye ese anobatanidza mabasa ekubhengi epamhepo emabhangi mazhinji. Naizvozvo, muChina, ringave kadhi rechikwereti kana kadhi rekubhengi, chero kadhi rako rekubhangi rine basa rekubhengi repamhepo, rinogona kushandiswa pakutenga online. KuChina, kushandiswa kwemakadhi echikwereti hakuna kufarirwa zvakanyanya, saka vanhu vazhinji vachiri kushandisa makadhi ekubhengi kubhadhara.
Kugadzirwa kwemakadhi echikwereti muChina kunokurumidza, uye zvinofungidzirwa kuti makadhi echikwereti achave akakurumbira munguva pfupi iri kutevera. Pakati pevashandi vaduku vachena, kushandiswa kwemakadhi echikwereti kwazova chinhu chinozivikanwa zvikuru. Iyi yekuvandudza maitiro inoratidzawo kuti kubhadhara kwakananga nekadhi rechikwereti pawebhusaiti kuchakurawo zvishoma nezvishoma. KuChina kuHong Kong, Taiwan neMacau, nzira dzekubhadhara dzemagetsi dzinowanzojaira iVisa neMasterCard, uye dzinoshandiswawo kubhadhara nePayPal electronic accounts.
4,Japani
Nzira dzekubhadhara dzepamhepo pamhepo muJapan dzinonyanya kubhadhara kadhi rechikwereti uye kubhadhara nhare. Sangano reJapan makadhi echikwereti ndiro JCB. Makadhi eJCB anotsigira makumi maviri emari anowanzo shandiswa pakubhadhara online. Pamusoro pezvo, vanhu vazhinji vekuJapan vachange vaine Visa uye MasterCard. Kuenzaniswa nedzimwe nyika dzakabudirira, kutengeserana kwekutengesa kwepamhepo pakati peJapan neChina hakuna kugadzirwa zvakadaro, asi kushandiswa kweJapan kusingashandiswi muChina kuchiri kushanda zvakanyanya, kunyanya kune vashanyi vekuJapan, vanogona kushandisa mawebhusaiti ekutenga kutanga hukama navo kwenguva refu. Parizvino, Alipay neJapan's Softbank Payment Service Corp (inozonzi SBPS) vakasaina chibvumirano chekudyidzana kuti vape masevhisi ekubhadhara epamhepo eAlipay kumakambani eJapan. Zvinofungidzirwa kuti sezvo Alipay inopinda mumusika weJapan, vashandisi vepamba vakajaira Alipay vanogona zvakare kushandisa Alipay kugamuchira zvakananga yen yeJapan munguva pfupi iri kutevera.
5,Australia, Singapore, South Africa
Kune vatengesi vanoita bhizinesi nematunhu akaita seAustralia, Singapore neSouth Africa, nzira dzekubhadhara dzemagetsi dzakajaira iVisa neMasterCard, uye dzinoshandiswawo kubhadhara nePayPal account account. Tsika dzekubhadhara pamhepo muAustralia neSouth Africa dzakafanana nedzekuUnited States, nekubhadhara kadhi rechikwereti ndizvo zvakajairika, uye PayPal inowanzoitika. MuSingapore, masevhisi ekubhengi epainternet emahofori emabhangi OCBC, UOB neDBS ari kusimukira nekukurumidza, uye kubhadhara pamhepo nemakadhi echikwereti uye echikwereti kuri nyore. Kune zvakare akawanda online ekutenga misika muBrazil. Kunyangwe ivo vachinyanya kungwarira mukutenga online, iri zvakare musika unovimbisa.
6,Korea
Musika wekutenga online muSouth Korea wakagadzirwa zvakanyanya, uye yavo huru yekutenga chikuva. Kazhinji C2C mapuratifomu. Nzira dzekubhadhara dzeSouth Korea dzakavharwa, uye kazhinji dzinopa Korean chete. Makadhi emubhangi epamba ekubhadhara pamhepo, Visa neMasterCard) haawanzo shandiswa, uye vhiza neMasterCard zvinonyanya kunyorerwa kubhadhara mhiri kwemakungwa. Nenzira iyi, zviri nyore kune vasiri vekuKorea vashanyi vekunze kuti vatenge. PayPal inowanikwawo muSouth Korea. Vanhu vazhinji vanoishandisa, asi haisi nzira yekubhadhara yakajairika.
7,Mamwe matunhu
Kune mamwe matunhu: senge nyika dzisina budiriro muSoutheast Asia, nyika dzeSouth Asia. Kuchamhembe-pakati peAfrica, nezvimwewo, matunhu aya anowanzo shandisa makadhi echikwereti kubhadhara online. Pane njodzi huru mukubhadhara kuyambuka miganhu munzvimbo idzi. Panguva ino, zvakakosha kubhadharisa. Shandisa anti-hutsotsi masevhisi anopihwa nevechitatu-bato rekubhadhara masevhisi (risk assessment system), vhara hutsinye uye hunyengeri mirairo uye ine njodzi mirairo pamberi, asi kana iwe uchinge wagamuchira maodha kubva kumatunhu aya, ndapota funga kaviri uye ita zvimwe zvekudzosera kumashure.
Nguva yekutumira: Aug-20-2022